ECO4 Scheme Grant
What Is the ECO4 Scheme?
The ECO4 Scheme (Energy Company Obligation, Phase 4) is a UK Government-backed initiative designed to help households reduce energy costs, improve home efficiency, and lower carbon emissions.
Funded by major energy companies, ECO4 provides free or heavily subsidised home improvements to make homes warmer, greener, and cheaper to run — especially for low-income households or those with low EPC ratings.
What Is the ECO4 Scheme?
The ECO4 Scheme (Energy Company Obligation, Phase 4) is a UK Government-backed initiative designed to help households reduce energy costs, improve home efficiency, and lower carbon emissions.
Funded by major energy companies, ECO4 provides free or heavily subsidised home improvements to make homes warmer, greener, and cheaper to run — especially for low-income households or those with low EPC ratings.
What Is the ECO4 Scheme?
The ECO4 Scheme (Energy Company Obligation, Phase 4) is a UK Government-backed initiative designed to help households reduce energy costs, improve home efficiency, and lower carbon emissions.
Funded by major energy companies, ECO4 provides free or heavily subsidised home improvements to make homes warmer, greener, and cheaper to run — especially for low-income households or those with low EPC ratings.
How You Benefit from ECO4
1. Lower Monthly Energy Bills
Insulation and efficient heating systems help your home retain more heat for longer, meaning less energy is needed, and your bills drop instantly.
2. A Warmer, More Comfortable Home
Say goodbye to cold rooms, draughts, and heat escaping through walls or ceilings.
ECO4 upgrades make your home feel evenly warm and comfortable all year round.
3. Free Home Improvements Worth Thousands
If you qualify, the improvements are fully funded, with no upfront costs.
Many households receive between £5,000 and £25,000 worth of upgrades.
4. Higher EPC Rating
Your Energy Performance Certificate (EPC) improves dramatically — increasing your home’s value and long-term energy efficiency.
5. Support for Vulnerable or Low-Income Households
The scheme is specifically designed to help people who need it most — including those on certain benefits, low incomes, or living in homes with poor energy efficiency.
What the ECO4 Scheme Covers
ECO4 focuses on improvements that reduce heat loss and improve efficiency:
Insulation Measures
Loft insulation
Cavity wall insulation
Internal or external solid wall insulation
Underfloor insulation
Room-in-roof insulation
Heating Upgrades
Replacement of old, inefficient boilers
First-time central heating
Heating controls (thermostats, timers, TRVs)
Air source heat pumps (qualifying homes)
Renewable Improvements
Solar PV panel installation for qualifying households
What the ECO4 Scheme Covers
ECO4 focuses on improvements that reduce heat loss and improve efficiency:
Insulation Measures
Loft insulation
Cavity wall insulation
Internal or external solid wall insulation
Underfloor insulation
Room-in-roof insulation
Heating Upgrades
Replacement of old, inefficient boilers
First-time central heating
Heating controls (thermostats, timers, TRVs)
Air source heat pumps (qualifying homes)
Renewable Improvements
Solar PV panel installation for qualifying households
Who Is Eligible for the ECO4 Scheme?
Who Is Eligible for the ECO4 Scheme?
Who Is Eligible for the ECO4 Scheme?
General Households
You can still qualify under the “general group” of GBIS — designed to help households who don’t claim benefits but still have higher energy costs or lower EPC ratings.
You may be eligible if:
- Your home’s EPC rating is D, E, F, or G
- Your annual household income is below £31,000
- You own or rent your property (tenants must get landlord consent)
- You live in an area identified by your local authority as having high energy costs
- ou qualify under your council’s “Local Authority Flex” (LA Flex) route, which allows some flexibility based on individual circumstances
Support for Low-Income
If anyone in your home receives certain government benefits, you’re likely to qualify for free or heavily subsidised insulation.
You may be eligible if you receive:
- Universal Credit
- Income Support
- Pension Credit (Guarantee or Savings Credit)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Child Tax Credit or Working Tax Credit
- Housing Benefit
- Disability Living Allowance (DLA)
- Personal Independence Payment (PIP)
- Attendance Allowance
- Carer’s Allowance
General Households
You can still qualify under the “general group” of GBIS — designed to help households who don’t claim benefits but still have higher energy costs or lower EPC ratings.
You may be eligible if:
- Your home’s EPC rating is D, E, F, or G
- Your annual household income is below £31,000
- You own or rent your property (tenants must get landlord consent)
- You live in an area identified by your local authority as having high energy costs
- ou qualify under your council’s “Local Authority Flex” (LA Flex) route, which allows some flexibility based on individual circumstances
Support for Low-Income
If anyone in your home receives certain government benefits, you’re likely to qualify for free or heavily subsidised insulation.
You may be eligible if you receive:
- Universal Credit
- Income Support
- Pension Credit (Guarantee or Savings Credit)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Child Tax Credit or Working Tax Credit
- Housing Benefit
- Disability Living Allowance (DLA)
- Personal Independence Payment (PIP)
- Attendance Allowance
- Carer’s Allowance
What Is the ECO4 Scheme?
How You Benefit from ECO4
What the ECO4 Scheme Covers
The Application Process – Quick, Simple & Free
Free Home Assessment
Our team carries out a quick, no-obligation survey to check your home’s current insulation and energy rating.
Eligibility Check by our experts
We review your property details and personal circumstances to confirm if you qualify for GBIS funding.
Installation by Certified Experts
If approved, our qualified installers carry out the work — often completed in just a few hours.
Instant Comfort & Long-Term Savings
Enjoy a warmer, more efficient home and reduced energy bills immediately after installation.
FAQ
What types of insulation can I get under the scheme?
Depending on your home’s needs, the scheme may cover loft insulation, cavity wall insulation, solid wall insulation, underfloor insulation, or room-in-roof insulation. A qualified assessor will recommend the best options for your property after a free survey.
What kind of home improvements are included?
Depending on your eligibility, government grants can cover:
Loft, wall, and floor insulation
Modern boilers and low-carbon heating (heat pumps)
Solar panels and smart heating controls
Draught proofing and ventilation improvements
We’ll create a custom plan tailored to your home.
How long does the process take?
Most assessments take around 1–2 hours, and installations usually complete within a few days.
We manage the process from start to finish, including grant paperwork, so your experience is smooth and stress-free.
Will the work disrupt my home?
Minimal disruption is guaranteed.
Our installers are professional and respectful, and most upgrades are non-invasive, meaning you don’t need to move out or rearrange your home.
Do I need to own my home, or can tenants apply?
Homeowners and private tenants can apply, though landlords may need to approve works.
Our team can advise on your specific situation and ensure your eligibility for grants without complications.
I’m on benefits — do I have to pay anything upfront?
No! If you qualify through schemes like ECO4 or the Great British Insulation Scheme, most upgrades are fully funded, meaning there’s no upfront cost. You simply get the improvements and start saving on bills.
Which benefits make me eligible for grants?
Government schemes typically consider households receiving Universal Credit, Pension Credit, Income Support, or Child Tax Credit.
Even if you receive other low-income benefits, we’ll check your situation during your free consultation.
Begin Your Free Eligibility Check
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